Virtual Therapy Covered by TriCare

Logo for TriCare
Logo for TriCare

Your copay could be as low as

$0

Average TriCare member copay

$35

Reach out to our team to verify your coverage today

How we work with TriCare

Within TriCare’s insurance policies, comprehensive virtual mental health treatment is available at Charlie Health. Our evidence-based, trauma-informed treatment programs includes personalized virtual IOP for the diverse needs of the military community. Members have the flexibility to access treatment from home, on their schedule. TriCare and Charlie Health prioritize the mental health of service members, veterans, and their families with an emphasis on affordable and accessible therapy coverage policies.

What is Charlie Health?

Charlie Health is the leading provider of virtual high acuity mental healthcare, including virtual IOP, for young people.

Our treatment programs include:

Curated peer groups

Individual therapy

Family therapy

Wraparound care services

Medication management*

Psychiatric services*

*Services provided as needed and where available

We specialize in treating high acuity mental health conditions with hyper-personalized, comprehensive care.

Life-saving mental health treatment when you need it most

Young people in crisis are struggling to find the mental health treatment they need. At Charlie Health, we’re creating serious, effective, and accessible solutions.

Our treatment programs, including our virtual Intensive Outpatient Program (IOP), combine personalized care with peer connection to foster long-term healing.

Immediate Access

Get started with Charlie Health in as little as 24 hours

Flexible Scheduling

Morning, afternoon, and evening options on Mon-Sat

Exceptional Outcomes

Measured care to optimize the treatment experience

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130+ million people covered nationwide

How to get started with virtual therapy covered by TriCare:

  1. TriCare-covered members can call our Admissions Team 24/7 or fill out our online form to learn about their plan’s specific benefits and get started with treatment.
  2. Once we verify your TriCare benefits, our Clinical Team will conduct a thorough mental health assessment to create your personalized treatment plan
  3. TriCare members can get started with their personalized treatment plan (which includes curated groups, individual therapy, and family therapy) in as little as 24 hours.

In their words

What our clients say

“I started to see a change in the way I think and the way I feel about myself.”

When I first started Charlie Health, I was at an all-time low. I didn’t love myself, and I didn’t see the point in living after being treated like nothing by my ex-girlfriend. After giving Charlie Health’s groups a try, I started to see a change in the way I think and the way I feel about myself. If it wasn’t for taking that risk and participating, I don’t know where I would be now.

When I first started Charlie Health, I was at an all-time low. I didn’t love myself, and I didn’t see the point in living after being treated like nothing by my ex-girlfriend. After giving Charlie Health’s groups a try, I started to see a change in the way I think and the way I feel about myself. If it wasn’t for taking that risk and participating, I don’t know where I would be now.

—Charlie Health Alum

“I’m more comfortable talking with my parents now.”

I have really bad anxiety, so when my parents found this place, it sounded like a really good program that could help me. It definitely was. They have helped me a lot with my anxiety and I’m more comfortable talking with my parents now.

I have really bad anxiety, so when my parents found this place, it sounded like a really good program that could help me. It definitely was. They have helped me a lot with my anxiety and I’m more comfortable talking with my parents now.

—Kaylee C.

“I wouldn’t be where I am today without Charlie Health.”

Charlie Health helped me so much. Participating in groups with people my age, who have gone through the same stuff that I have, really made me feel connected and not alone. When everyone around you is fighting to make progress, you want to follow along too. I wouldn’t be where I am today without Charlie Health. I’m going to miss this program, but I won’t come back to it. I’m not going to let everything I’ve done and worked towards here go to waste. I’m going to keep fighting until the battle is over, and I can raise my head in the mirror and tell myself that I’ve made it. Charlie Health, you change and save so many lives. Thank you so much for everything you did, and will continue to do.

Charlie Health helped me so much. Participating in groups with people my age, who have gone through the same stuff that I have, really made me feel connected and not alone. When everyone around you is fighting to make progress, you want to follow along too. I wouldn’t be where I am today without Charlie Health. I’m going to miss this program, but I won’t come back to it. I’m not going to let everything I’ve done and worked towards here go to waste. I’m going to keep fighting until the battle is over, and I can raise my head in the mirror and tell myself that I’ve made it. Charlie Health, you change and save so many lives. Thank you so much for everything you did, and will continue to do.

—Charlie Health Alum

89%

of clients reported improvements in self-harm

92%

of clients reported improvements in symptoms associated with anxiety

95%

of clients reported improvements in symptoms associated with depression

Frequently asked questions

Does TriCare cover online therapy?

Yes, TriCare covers online therapy, including Charlie Health’s virtual IOP and other treatment programs.

Does TriCare cover depression?

Yes, therapy covered by TriCare includes treatment for depression. Charlie Health’s personalized therapy services take a comprehensive approach to depression treatment, with virtual access allowing you to manage your depression symptoms and heal from home. For specific questions regarding your TriCare plan, fill out our quick online form to connect with our team and learn more.

Does TriCare cover PTSD?

Yes, therapy covered by TriCare includes treatment for PTSD and other mental health conditions associated with trauma. Charlie Health’s personalized therapy services take a compassionate and trauma-informed approach to PTSD treatment, with virtual access allowing you to manage your symptoms and heal from home. For specific questions regarding your TriCare plan’s coverage of PTSD, fill out our quick online form to connect with our team and learn more.

Does TriCare cover anxiety?

Yes, therapy covered by TriCare includes treatment for anxiety and related disorders, such as panic disorder, agoraphobia, and social anxiety. Charlie Health’s personalized therapy services take an evidence-based, comprehensive approach to anxiety treatment, with virtual access allowing you to manage your symptoms and heal from home. For specific questions regarding your TriCare plan’s coverage of anxiety, fill out our quick online form to connect with our team and learn more.

What mental health services does TriCare cover?

Therapy covered by TriCare includes coverage of many mental health conditions as part of its mental health benefits. Working with Charlie Health, TriCare generally provides virtual therapy coverage for common mental health conditions such as:

  • Depression
  • Anxiety
  • Bipolar disorder
  • PTSD
  • OCD
  • Substance use disorders
  • ADHD
  • Stress-related disorders

Fill out our quick online form to learn more about your specific plan’s coverage and benefits.

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